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‘What options are available for me if I don't have any dental insurance?’ we hear people ask that question quite often. Nobody likes to leave thousands for a single tooth, but what opportunities are there when you do not have any insurance? If you are reading this, chances are you may have already realised that there is no insurance that covers having a dental treatment abroad (excluding emergency).
However, there are some available choices you can consider - and might even save money on your dental care with them. In the series of articles we cover five possible ways to get our teeth fixed without the need of dental insurance! The second article is going to be about free dental care and other helpful tips.
Despite the long waiting lists due to high traffic, you can save money if you are considering your teeth having fixed in of the dental schools nearby. You can find the 16 UK Dental Schools list below and on bda.org (British Dental Association) too. If you are looking for US dental education programs you can find the relevant information on ada.org (American Dental Association)
Many patients are not able to pay for quality dental treatment and most simply do not have any insurance covering their dental needs. It is quite known though that you can save up to 70% on your dental care with dental tourism. No waiting lists are applicable as practices are capable of (built to) accepting many foreign patients at a time. In order to access directly many clinics at once, send your dental request via the Dental Comparison System and compare several quotes from numerous dental practices. You can find other dental tourism service provider (indirect access to few clinics though) at imtj.com, pick a clinic for your health needs on whatclinic.com or find dental practices at other places too on dentaldepartures.com – just to mention few of the possibilities.
However, 'think twice, act once' is absolutely true for this area: do a proper investigation or research on your potential choice before you travel.
UK - NHS Low Income Scheme
The Scheme provides income related help to people who are not exempt from charges but who may be entitled to full or partial help if they have a low income. Anyone can apply as long as they don't have savings or investments over the capital limit. (In England, the capital limit is £16,000 - or £23,250 if you live permanently in a care home).
The financial support is based on a comparison between your weekly income and assessed requirements at the time the claim is made. Entitlement broadly follows Income Support rules to decide how much, if anything, you have to pay towards your healthcare costs, including dental treatment costs. The NHS Business Services Authority (NHSBSA) site has more information about the NHS Low Income Scheme, including how to apply.
US – Medicare&Medicaid and Other Dental Programs
The Centers for Medicare & Medicaid Services (CMS) administers three important federally-funded programs: Medicare, Medicaid, and the Children's Health Insurance Program (CHIP).
CMS can provide detailed information via their site (http://www.cms.hhs.gov/) or phone (1-800-MEDICARE) about each of these programs and refer you to state programs where applicable.
Individuals who do not qualify for Medicaid benefits may still find dental assistance available through State Dental Health Programs and Community Dental Programs. Although these sources frequently work in conjunction with State Medicaid programs, in some States they facilitate dental assistance to low-income individuals and families who do not qualify for Medicaid. For information about dental assistance through these sources, please follow the links above to the relevant State or community resource.
The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (1-888-Ask-HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care.
Wales College of Medicine, Dental School,
Heath Park, Cardiff CF14 4XY
www.cardiff.ac.uk/dentistry 02920 742469
London –King’s College
London – Barts and the London
London – Eastman (postgraduate only)
Plymouth (graduate entry only)
Preston (graduate entry only)
Compare between the largest number of dental clinics for your dental treatment abroad. ClickFlySmile.com provides an easy-to-use, free online Dental Comparison Tool that you can use to send your treatment request instantly from this page. With this unique tool you can simply submit your dental treatment request online and qualified European dental clinics will compete by sending their quotes and treatment plans to you. Choose one of them and book an appointment - all in one place. You can compare treatment plans, prices, countries of clinics, qualifications of dentists, customer ratings, dental and other services offered by the dental practice - all with one tool!